[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kuler.cz\/strasak-jmenem-nizka-bonita\/#Article","mainEntityOfPage":"https:\/\/www.kuler.cz\/strasak-jmenem-nizka-bonita\/","headline":"Stra\u0161\u00e1k jm\u00e9nem n\u00edzk\u00e1 bonita","name":"Stra\u0161\u00e1k jm\u00e9nem n\u00edzk\u00e1 bonita","description":"Mnoho lid\u00ed si mysl\u00ed, \u017ee v cest\u011b ke skv\u011bl\u00e9mu \u00fav\u011bru jim mohou st\u00e1t pouze dluhy anebo n\u011bjak\u00fd nep\u0159\u00edjemn\u00fd z\u00e1pis v registru, kter\u00fd sv\u011bd\u010d\u00ed o tom, \u017ee jsou notorick\u00fdmi dlu\u017en\u00edky, neplati\u010di a nejsou schopni dost\u00e1t sv\u00fdm finan\u010dn\u00edm z\u00e1vazk\u016fm. Nen\u00ed proto divu, \u017ee p\u0159i \u017e\u00e1dosti o \u00fav\u011br v bance za\u017eije cel\u00e1 \u0159ada \u017eadatel\u016f nemil\u00e9 p\u0159ekvapen\u00ed v podob\u011b […]","datePublished":"2019-04-13","dateModified":"2023-06-07","author":{"@type":"Person","@id":"https:\/\/www.kuler.cz\/author\/#Person","name":"","url":"https:\/\/www.kuler.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dac37d998cdbc92cc7ee5d23d4d689a369122af40c5450007470acab45b61d68?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kuler.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kuler.cz\/wp-content\/uploads\/img_a346478_w1733_t1560849792.jpg","url":"https:\/\/www.kuler.cz\/wp-content\/uploads\/img_a346478_w1733_t1560849792.jpg","height":0,"width":0},"url":"https:\/\/www.kuler.cz\/strasak-jmenem-nizka-bonita\/","about":["Finance"],"wordCount":438,"articleBody":"  Mnoho lid\u00ed si mysl\u00ed, \u017ee v cest\u011b ke skv\u011bl\u00e9mu \u00fav\u011bru jim mohou st\u00e1t pouze dluhy anebo n\u011bjak\u00fd nep\u0159\u00edjemn\u00fd z\u00e1pis v registru, kter\u00fd sv\u011bd\u010d\u00ed o tom, \u017ee jsou notorick\u00fdmi dlu\u017en\u00edky, neplati\u010di a nejsou schopni dost\u00e1t sv\u00fdm finan\u010dn\u00edm z\u00e1vazk\u016fm. Nen\u00ed proto divu, \u017ee p\u0159i \u017e\u00e1dosti o \u00fav\u011br v bance za\u017eije cel\u00e1 \u0159ada \u017eadatel\u016f nemil\u00e9 p\u0159ekvapen\u00ed v podob\u011b n\u00edzk\u00e9 bonity. Zkr\u00e1tka jim bankovn\u00ed \u00fa\u0159edn\u00edci sd\u011bl\u00ed, \u017ee jim p\u016fj\u010dku neposkytnou proto, \u017ee jsou jejich p\u0159\u00edjmy p\u0159\u00edli\u0161 n\u00edzk\u00e9. A to je pro mnoho lid\u00ed skute\u010dn\u011b ne\u010dekan\u00e1 studen\u00e1 sprcha. Doposud jim jejich pr\u016fm\u011brn\u00fd p\u0159\u00edjem na v\u0161e sta\u010dil, dokonce z n\u011bj zvl\u00e1dli uspo\u0159it i pom\u011brn\u011b dost pen\u011bz, a nyn\u00ed jim v bance tvrd\u00ed, \u017ee to p\u0159ece nic neznamen\u00e1, \u017ee by se kv\u016fli p\u016fj\u010dce brzy stali dlu\u017en\u00edky. Na prvn\u00ed ohled je jasn\u00e9, \u017ee na takov\u00e9m vyj\u00e1d\u0159en\u00ed n\u011bco nehraje. Pes je zakop\u00e1n v tom, \u017ee banky posuzuj\u00ed va\u0161e p\u0159\u00edjmy podle r\u016fzn\u00fdch p\u0159edem dan\u00fdch tabulek, teoretick\u00fdch p\u0159\u00edjm\u016f a odhad\u016f. Va\u0161e v\u00fddaje, kter\u00e9 z va\u0161eho p\u0159\u00edjmu ukroj\u00ed, nejsou va\u0161imi skute\u010dn\u00fdmi v\u00fddaji, ale pust\u00fdm odhadem, kter\u00fd se mnohdy v\u00fdrazn\u011b m\u00edj\u00ed se skute\u010dnost\u00ed. Nicm\u00e9n\u011b na tom b\u011b\u017en\u00fd \u010dlov\u011bk nic nezm\u011bn\u00ed. D\u00edky takov\u00fdm teoretick\u00fdm v\u00fdpo\u010dt\u016fm, kter\u00e9 v\u016fbec nekoresponduj\u00ed se skute\u010dnost\u00ed, p\u0159ijde mnoho lid\u00ed o mo\u017enost sjednat si bankovn\u00ed \u00fav\u011br. To je obecn\u00fd probl\u00e9m v\u0161ech klasick\u00fdch bankovn\u00edch dom\u016f. A na m\u00edsto toho, aby se situace zlep\u0161ila, se naopak st\u00e1le zhor\u0161uje \u2013 ti, kdo je\u0161t\u011b p\u0159ed l\u00e9ty z\u00edskali \u00fav\u011br bez pot\u00ed\u017e\u00ed, by na n\u011bj dnes u\u017e nedos\u00e1hli. Proto je lep\u0161\u00ed nemarnit sv\u016fj \u010das a \u00fasil\u00ed a po\u017e\u00e1dat o \u00fav\u011br v nebankovn\u00ed spole\u010dnosti. Zde v\u00e1s nic takov\u00e9ho nepotk\u00e1. A\u0165 u\u017e po\u017e\u00e1d\u00e1te o hypot\u00e9ku bez p\u0159\u00edjmu anebo jinou libovolnou nebankovn\u00ed hypot\u00e9ku, tak se m\u016f\u017eete spolehnout na to, \u017ee p\u0159i posuzov\u00e1n\u00ed va\u0161\u00ed \u017e\u00e1dosti bude nebankovn\u00ed spole\u010dnost vych\u00e1zet ze skute\u010dn\u00fdch \u00fadaj\u016f a z va\u0161ich skute\u010dn\u00fdch finan\u010dn\u00edch mo\u017enost\u00ed, a navrhne v\u00e1m tak p\u016fj\u010dku \u0161itou na m\u00edru va\u0161im pot\u0159eb\u00e1m i va\u0161\u00ed finan\u010dn\u00ed situaci.                                                                                                                                                                                                                                                                                                                                                                                         4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Stra\u0161\u00e1k jm\u00e9nem n\u00edzk\u00e1 bonita","item":"https:\/\/www.kuler.cz\/strasak-jmenem-nizka-bonita\/#breadcrumbitem"}]}]